Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content 18 Years’ Worth of Days The average retirement lasts for 18 years, with many lasting even longer. Will you fill your post-retirement days with purpose? Retirement Traps to Avoid Beware of these traps that could upend your retirement. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan.